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How to Determine Your Recovery Point Objective (RPO)

How to Determine Your Recovery Point Objective (RPO)

Statistics show that as many as 40-60% of businesses never re-open their doors after a disaster occurs. 

For those that do open, Forbes claims, “only 29% were still operating after two years.  And guess what likely becomes of those that lost their information technology for nine days or more after a disaster?  Bankruptcy within a year.”

To avoid this happening to you it is imperative to implement a disaster recovery strategy. 

Recovery Point Objective or “RPO” is one of the most important parameters when it comes to ensuring business continuity. Basically, your RPO is the amount of time in which a company must restore its operations after a disaster has occurred. This might include a cyberattack, natural, or industrial disaster. 

To determine your RPO, you will need to work out how much of the data contained within your systems and applications you can do without. 

For example, if your business is able to lose three hours from the exchange server without it having a severe impact on your business, your RPO will be three hours. It will also set how often you will need to make backups as well as understand which backups are necessary for you. 

The Importance of an RPO

To understand the value of an effective disaster recovery strategy, we can look at previous examples where well-known companies went wrong.

Delta, the world-famous airline company, lost more than $150 million in revenue due to an IT infrastructure outage in 2016. The five-hour computer outage meant that the airline had to cancel approximately 1,000 flights on the day as well as another 1,000 flights in the following few days.

On the other hand, when hurricane Harvey hit Southeast Texas, Gaille Media, an internet marketing company was ready for the chaos that ensued. As Lake Houston overflowed, the offices of the small marketing business were flooded leaving them destroyed fir the following three months.

Gaille kept all of its vital data stored in the cloud meaning that its staff were able to work from home as they never lost access to critical documents. 

Determining Your RPO

When considering your RPO, you will first have to create a list of all systems and applications that your business uses to successfully complete operations. Then, it is important to clarify as to which functions they perform and how users might be affected by their loss.

It is also imperative to calculate the potential financial losses including loss of sales or salaries that would need to be paid to idle workers. This needs to be done for each application. Additionally, different times of the year need to be taken into consideration as they all bear varying degrees of consequences.

After calculating these possible situations, you must determine how long you can keep functioning before these losses become impossible for you to handle. 

If you hold customer data, what are the service obligations you have with them? This might give you a clue as to how quickly you must recover the data. Are there customers that need real-time access to their data. Maybe you have a website selling products which will result in direct financial losses if it goes down? These are all questions that need to be thought about when determining your RPO.

As soon as you have the answers to these questions and have the recovery time for each application you will be able to calculate your RPO. If there is one particular application that will cause the most amount of damage to your business, you will need to use the time that it takes to recover that application as your RPO. Otherwise, if they are all equally valuable you can use the average time that it would take for all of them and utilize that as your RPO.


TTS 265 Healthcare and the Blockchain with Chrissa McFarlane

TTS 265 Healthcare and the Blockchain with Chrissa McFarlane

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Chrissa McFarlane, CEO and Founder of Patientory,  is tackling global need: secure health information management that is concerned with patient privacy. And McFarlane sees blockchain technology as a part of the solution.

McFarlane realized the world has a very big problem: the healthcare industry is slow to innovate and inefficient. Nothing in recent memory has made this more clear than the current COVID-19 pandemic. Global response to the coronavirus was, without a doubt, hampered by misinformation and slow communication and a lack of cooperation when it came to setting standards for gathering, recording, and sharing data.

Patientory plans to make a big dent in this big problem. With a background in research, healthcare operations, and data management, McFarlane is dedicated to educating regulators and healthcare leaders about the urgent need for data management solutions across the entire healthcare industry, from pharmaceutical supply chain management to digital health & therapeutics, to telemed practices and  drug and clinical trial data management

Chrissa also offers some great advice to women and minorities looking to start their own company or to work in STEM, as well as ways to cope with encountering racism and sexism in professional settings.

About the Guest:
Chrissa McFarlane founded Patientory, Inc. in 2015, a health data analytics company, after working more than a decade in the healthcare industry and realizing there was a need for more personalized and secure, consumer-driven, health information management solutions. 


From conducting microbiology research to pharmaceutical operations, working with health insurance providers and hospitals, McFarlane has professional experience in every sector of the healthcare industry. Most recently, McFarlane specialized in healthcare research and development, delivering solutions and team management services for enterprises, including Tumblr, Blue Apron, Casper, and Meetup. 


Devoted to fostering digital innovation in the medical field, McFarlane currently serves as co-chair of the HIMSS18 Blockchain Workgroup, and sits on the HIMSS Interoperability & Health Information Exchange Committee. Named one of the top women, “leaving their mark on the MedTech field in health IT,” by Becker’s Hospital Review, McFarlane has published multiple international healthcare research articles in the renowned Blockchain in Healthcare Today Journal, the first peer-review journal that amplifies and disseminates distributed ledger technology research. In 2019, McFarlane authored her first book titled Future Women: Minority Female Entrepreneurship and the Fourth Industrial Revolution in the Era of Blockchain and Cryptocurrency.


Patientory has received many accolades, including The 10 Most Innovative Digital Healthcare Solution Providers 2018 by Insightscare, and the 2018 Globe Award Winner in International Trade by U.S. State of Georgia. One of few female entrepreneurs at the intersection of high tech and wellness, McFarlane speaks at global industry conferences, including The Future Blockchain Summit in Dubai and the 2020 StartUp Health Festival in San Francisco, to educate and inspire other business women and entrepreneurs in the field. 

McFarlane attended Cornell University for her undergraduate studies, and received a Masters from Wake Forest University School of Business. She currently lives in Atlanta, Georgia. 

More Info:
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Future Women: Minority Female Entrepreneurship and the Fourth Industrial Revolution in the Era of Blockchain and Cryptocurrency

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*You have been listening to the Tatiana Show. This show may contain adult content, language, and humor and is intended for mature audiences. If that’s not you, please stop listening. Nothing you hear on The Tatiana Show is intended as financial advice, legal advice, or really, anything other than entertainment. Take everything you hear with a grain of salt. Oh, and if you’re hearing us on an affiliate network, the ideas and views expressed on this show are not necessarily those of the network you are listening on, or of any sponsors or any affiliate products you may hear about on the show.

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Sell Setup Perfected With Chainlink’s Latest Pump To A New Record High

Sell Setup Perfected With Chainlink’s Latest Pump To A New Record High

Although Bitcoin still can’t break above $10,000, nor can Ethereum overtake $250, Chainlink continues to set new record high after high. Even today, the crypto asset keeps raising the stakes on its all-time high.

But as new highs are set, the price action has not only triggered but perfected a sell setup on monthly timeframes. Could this latest high be the last for the superstar altcoin for a while?

Chainlink Sets Yet Another New All-Time High, What Will Stop The Altcoin Superstar?

Cryptocurrencies remain stagnant, unable to break above long-term resistance nor have any new lows been set. The only highs and lows Bitcoin is setting currently, are for record-high stability and low volatility.

Meanwhile, Chainlink, a seemingly unstoppable altcoin just set yet another new all-time high. The asset was also the best performing crypto asset last year, and investors fully expect a similar performance this year.

Related Reading | These Altcoins Set a New ATH While Bitcoin And Ethereum Tank

Thus far, they’ve been right. Chainlink sets new record after record, both on the LINKUSD and LINKBTC trading pairs.

In 2020 alone, LINKUSD has surged over 200%. On the LINKBTC trading pair, Chainlink is up over 140% against Bitcoin in 2020, showing strong overperformance.

The rest of the altcoin space has bled out against Bitcoin, but Chainlink has held strong. However, that may soon be coming to an end, just as other altcoins break out from downtrend resistance.

linkbtc chainlink bitcoin crypto

Chainlink Monthly TD 9 Sell Setup | Source: TradingView

Correction Overdue For Ultra Hot Crypto, According To Sell Setup on LINKBTC

Just as LINKUSD set a new all-time high this month at $5.70, LINKBTC also set a new all-time high at 61000 satoshis. However, the high isn’t all high fives and celebrations – it could kick start profit-taking in the altcoin.

The TD Sequential indicator was created by Thomas Demark. The tool is used for market timing, and follows a specific sequence of candles until either a 9 or a 13 count is reached. At that point, depending on the direction of the price action, a buy or sell setup is issued.

The latest pump in Chainlink has perfected a TD 9 sell setup on the LINKBTC trading pair on monthly timeframes. The highest timeframes are given the most weight when it comes to signals.

These signals are considered “perfected” when the 9 candle achieves a higher high or lower low than the previous four candles. Rocketing to a new all-time high makes the signal all the more likely to confirm.

Related Reading | This Leading Altcoin Only Has 8% Chance of Further Decline Against Bitcoin

What the indicator doesn’t provide, is what level to sell at. Chainlink is in full price discovery mode and could soar far higher before the month-long sell setup should be taken.

When the final high is reached, however, extended downside against Bitcoin is highly probable given how accurate the TD Sequential indicator has been on cryptocurrencies.

It’s worth noting, however, that the previous TD 9 sell setup on the monthly was followed by an over 200% rally in the month following. Anything is possible in cryptocurrencies when there’s no resistance to stop them.


WSJ Wealth Adviser Briefing: Bond Profits, Wind and Solar Power, Workers Reinvent Themselves

WSJ Wealth Adviser Briefing: Bond Profits, Wind and Solar Power, Workers Reinvent Themselves

There’s a lot of talk these days about the return of “irrational exuberance” — the frothy stock market seen in the internet-stock bubble of the late 1990s. But a close look at the data suggests things are nowhere near that heated. Below, some of the best analysis and insight from WSJ writers and columnists, the […]


Bitcoin Cash Price Prediction: BCH/USD Briefly Slides Below $240 After A Rejection At $243

Bitcoin Cash Price Prediction: BCH/USD Briefly Slides Below $240 After A Rejection At $243

BCH Price Prediction – July 7

The Bitcoin Cash (BCH) retreats to test $235 support ahead of the breakout to $250.

BCH/USD Market

Key Levels:

Resistance levels: $260, $280, $320

Support levels: $220, $200, $180

BCHUSD – Daily Chart

Despite maintaining a bullish movement for the past few days, it looks like BCH/USD is looking to slow down and settle around the $230 level. The market is breaking down towards the 9-day and 21-day moving averages, touching its lowest daily level at $235.77. The current performance of the coin in the market is below the normal expectations of traders and the coin may soon recover from this downtrend.

BCH/USD is currently trading at $237.49; the daily chart shows that the coin is trading above the moving averages within the channel. As at the time of writing, the market price could not cross above the upper boundary of the channel before issuing a sell signal as the RSI (14) moves below the 58-level.

However, a minimum swing below the moving averages may likely bring the coin to a $225 support level. Exceeding this level could take the bears to $220, $200, and $180 levels. In other words, a high swing may likely take the bulls to a key resistance level of $250. Above this, the coin can possibly trigger a bullish rally which may take the price to $260, $280, and $300 resistance levels.

When compares against Bitcoin, the sideways movement on the daily chart is due to the price stability in Bitcoin Cash trading, which shows that the resistance-support is at equilibrium. One other thing to note is that the market is preparing to change the trend and a short-term bearish breakout may likely play out because the technical indicator RSI (14) moves below the 60-level and this could find the nearest support level at 0.024 BTC and below.

BCHBTC – Daily Chart

Moreover, if the buyers can hold the support of 0.0255 BTC, the market price may likely resume an upward movement above the upper boundary of the channel, while pushing further may take the coin to the resistance level of 0.0275 BTC and 0.0280 BTC.


CommerzVentures invests $6m in insurtech Concirrus

CommerzVentures invests $6m in insurtech Concirrus

Leading specialty analytics insurtech, Concirrus has today announced that CommerzVentures has made a $6 million investment into the business.

Heiko Schwender, Partner at CommerzVentures, comments: “Our passion lies in helping fintech and insurtech companies to succeed. We believe Concirrus has the best solution to manage risk in the marine insurance industry. Ultimately, it will serve insurance carriers in a variety of supply chain industries. The team combines deep industry experience and technology expertise. We believe that Concirrus is on a very exciting growth journey and we’re very much looking forward to being part of it.”

Using the latest advancements in AI and machine learning, the company has developed a behavioural-based underwriting platform called Quest which delivers highly differentiated pricing, portfolio management and predictive analytics. Its technology is now being recognised as a category leader and a must-have for the insurance value chain.

Andrew Yeoman, CEO at Concirrus says: “We are really excited to have CommerzVentures join the business. The last few months have been really busy for Concirrus as we’ve continued to sign new customers during what are clearly unprecedented times. This investment is a clear vote of confidence in our vision and the value that we’re bringing to the insurance market.”

This latest investment by CommerzVentures follows the recent announcement which saw AlbionVC lead on a $20 million Series B funding and included participation from current investors IQ Capital, Eos Venture Partners and several angel investors. With many new clients added to its customer portfolio in the last quarter alone, Concirrus continues to demonstrate and reinforce its strong credentials with some of the most respected leaders in the market.

The deal was supported by Royal Park Partners who acted as exclusive financial advisors to Concirrus and its board of directors.